Answers posted by Nalini Venkatesh

6
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Credit card bill crossed 10L this year — will income tax notice come?
answered May 9
Kavitha, I'll give you a slightly different take from what you might hear elsewhere. Yes the SFT re...
1 vote
How to restructure salary to save tax legally? HR said it's possible but didn't explain
answered May 5
Preeti's advice is solid but I'd push back a little on the NPS enthusiasm for someone Ananya's age a...
0 votes
Leaving job after 4 years 8 months — will I get gratuity or not?
answered May 4
Honestly, this is one of the most misunderstood things in Indian employment law and your HR being va...
0 votes
Variable pay vs fixed pay — which is actually better for a salaried person in India?
answered May 4
I'll partly disagree with the usual advice here. Everyone always says 'prefer fixed, variable is ris...
0 votes
Can I get a credit card as self employed with no ITR filed? What are my options?
answered May 1
Arun's advice on FD cards is solid but I'd push back slightly on one thing — don't rush to put a big
0 votes
UPI 2FA mandatory now — will it slow down my daily payments or block them?
answered Apr 29
Honestly, a lot of people are panicking about this unnecessarily. Let me break down what's actually ...